Things I've Learned This Year
2013 was quite the challenging year. Household and auto emergencies sprung up right after Lisa and I graduated Financial Peace University (FPU). In fact, our water heater decided to stop doing its one and only job -- providing hot water for the household -- the very next morning. Let's just say that the Eddy Household 4TH Quarter Expenditures greatly outweighed the Income Category. That being said, 2013 has provided many valuable life lessons. These learned lessons I have graciously provided below. 1. You can do a budget and stick to it. It is true what they say: "the 3rd time is the charm." After our third attempt at attending FPU, we finally graduated. I honestly believe that most of it was due to the fact that Lisa and I had finally mastered the monthly budget. Several months before re-enrolling, month in and month out, we had weekly or bi-weekly budget meetings, always going back and reviewing our spending. This was the only way for us to truly obtain financia